financial literacy, pledge, april, save money

April Is Financial Literacy Month: Take The Pledge!

Hey You Guys! 

I’m so excited to be starting this blog all about Savings and First Time Home Ownership!

This blog is still under construction for the month of April, so that when it OFFICIALLY launches on May 1st we can move consistently through some of the material I wanted to cover up front and branch out from there. 

But I couldn’t let such a relevant April event pass us by without mention so…

Happy Financial Literacy Month! 

That’s right! Before we take the steps to get into the mindset of becoming homeowners, we have to do a sanity check of our finances. You may find that things are not that bad, which is great! It makes your finish line that much closer! Or you may find out that your finances have a long way to go. No matter where you fall on the finance spectrum, this website is here to help!

financial literacy month, savings, april, weird holidays

As we gear up to embark on our journey into home ownership, let’s mentally prepare by taking this pledge I found on the Financial Literacy Month website. 

Now repeat after me…

  1. I will make informed financial decisions, understanding the difference between wants and needs.

  2. I will communicate with my family about money matters so that we are all working toward the same goals.

  3. I will be aware of the effects of advertising on the financial decisions I make, and resolve not to be influenced by them.

  4. I will take care of my finances today by tracking expenses and creating a budget that is flexible and realistic.

  5. I will take care of my finances tomorrow by saving for my future.

  6. I will meet the credit obligations I have made on time and as agreed.

  7. I will continue my personal education about financial health, budgeting, credit, and personal debt.

  8. I will plan for periodic expenses, including the next holiday season.

  9. By good example, I will teach my children the importance of budgeting, saving, and the wise use of credit.

  10. If I am over-obligated, I will take the necessary steps to seek assistance

Put it into the atmosphere!

SAY IT: I am now ready to take steps to improve my financial wellness!

15 Comments

  • Shahria Absar April 10, 2018 at 8:52 pm

    Good post!

    Reply
    • admin April 11, 2018 at 11:36 pm

      Thank you!!

      Reply
  • Kelli April 11, 2018 at 2:02 pm

    Currently working n number 4. Pretty challenging right now as I have developed some poor spending habits. Budget!? Pfff…now paying for that mindset. Love the list as it helps to focus on one thing at a time.

    Reply
    • admin April 11, 2018 at 11:35 pm

      I started with baby steps and worked my way up. No amount is too small to save. It all adds up.

      Reply
  • Victoria April 11, 2018 at 4:08 pm

    I’m happy there’s a month for Financial Literacy. I definitely think we could all use more help when it comes to taking care of finances.

    Reply
    • admin April 11, 2018 at 11:35 pm

      I totally agree!!!

      Reply
  • Jennifer Penas April 11, 2018 at 4:27 pm

    Oh my goodness it is soooo important to be aware of your finances when buying a home especially. Way to think ahead!

    Reply
    • admin April 11, 2018 at 11:34 pm

      Thank you!

      Reply
  • Mujer Peruana April 11, 2018 at 5:51 pm

    I’m not responsible at all at my finances. Thank you for these tips!

    Reply
    • admin April 11, 2018 at 11:34 pm

      You are so welcome! It’s never too late to start saving, that is the best part about it!

      Reply
  • tachira wiltshire April 11, 2018 at 10:56 pm

    I am pretty much financially illiterate. You wrote this just for me did nt you? I want to be a good example for my daughter so I have started saving and I am going to keep this for later. There is always room for improvement financially . Some very invaluable tips 🙂

    Reply
    • admin April 11, 2018 at 11:34 pm

      Why yes, yes I did write this just for you! Glad you found it helpful!

      Reply
  • Kerri-Ann April 12, 2018 at 8:30 am

    I think its so important to really understand your limits and commit to not over committing

    Reply
    • admin April 13, 2018 at 3:15 am

      Yes! That is so important. Be realistic about what you can afford.

      Reply
  • Michelle April 13, 2018 at 3:10 am

    Thank you, I took the pledge I really needed this.

    Reply

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